Credit Articles

Debt Consolidators Online

Our Top Recommended Debt Consolidation/Reduction Companies Online:
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Debt consolidation can be very risky business.  There are many so-called debt consolidators that can end up making your financial situation much worse than it already is.  It’s important to choose a debt consolidation company that is reputable.

We have researched and listed some of our most recommended debt consoldators […]

50 Ways to Manage Your Debt and Avoid Bankruptcy

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Debt problems can quickly snowball out of control. If you find that your debts have put you on the brink of bankruptcy, it is imperative that you take steps to manage your debt. To assist you in your quest, here are 50 ways to manage your debt and avoid bankruptcy.
1. Get to the Bottom of […]

50 Ways To Raise Your FICO™ Credit Score

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(We have no affiliate with the FICO™ company or its products)
1. Open New Credit Accounts with High Limits
Get a credit card with a high limit. Keep the balances low, and use the credit card to establish a credit history or boost a low credit score. Remember: the more available credit on a credit card, […]

What Are Mortgage Lenders Looking For in Your Credit Report?

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1. Number of open credit accounts - Lenders always look at the number of open lines of credit that an applicant has, and analyze this information to determine the potential risk they face. Their computer software is able to calculate the remaining available balances on those open lines, as well as the likely minimum payment […]

If I Have Good Credit, How Can I Make Sure I’m Getting The Best Possible Interest Rate on My Mortgage?

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There is no real or definite way to guarantee that you’ve gotten the best possible interest rate on your mortgage. There is no database or website that is available that will show the general consumer a report or grid of each company’s offerings and the interest rates associated with their various programs. At […]

If I Have Bad Credit, Is It Possible To Get the Lowest Interest Rate Possible?

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Probably not. Of course, the term “bad credit” is subjective and means something different to every person and every company, therefore, there is no clear-cut or consistent description. However, using generally accepted principles and guidelines with respect to an applicant’s credit score and history, there are several basic assumptions that you can rest […]

Bad Credit Mortgage Companies

Do You Have Bad Credit? A Bankruptcy?
We Recommend Lenders Who Provide:
• Quick Applications
• Get Up To 4 Loan Offers
• Safe, Secure - Leading Lenders Online
• New Purchase, Home Equity & Refi, 2nd Mortgages, HELOC’s & more
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The Basics of Subprime Mortgages

When looking for a home loan, whether you are refinancing, buying a new home or getting […]

16 Ways To Improve Your FICO™ Credit Score

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1. Keep Credit Accounts With High Limits - But Keep Balances Low
When you are maxed out on credit cards, your score drops. Lenders look for borrowers with lots of unused available credit.

2. Add Your Name To Someone’s Credit Account
Piggybacking off of someone else’s good credit is an easy way to improve […]

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